(Whitewater Valley)--As of Monday morning, only three weeks remain for Reid Health and Anthem Insurance to reach an agreement before 44,000 Whitewater Valley Anthem Insurance carriers are considered out-of-network at Reid.  Those local Anthem carriers have now received a letter from the provider which indicates Anthem is not optimistic about the two parties coming to terms.  The letter states that Reid is leaving the preferred network on March 18 and says nothing about ongoing negotiations.  The letter goes on to state that patients would need to request approval for planned inpatient hospital stays and the failure to do so will reduce benefits to $500.