(Richmond, IN)--A disabled resident was able to escape a Richmond house fire Monday morning.  Firefighters were first called to the 2200 block of North West 16^th at 10:09 Monday morning.  They arrived to find smoke and heavy flames coming from the windows of the single-story home.  Neighbors helped to check on the disabled female and verify that she was in the back yard.  "She was out before we even got there," said a Richmond battalion chief  The fire was declared under control in about 20 minutes.  There’s no word yet on the cause of the fire or the dollar amount of the damage, but it was described as substantial.